Long-Term Disability Insurance is a form of insurance that pays individuals who cannot work due to injury or illness. This type of disability coverage typically replaces a portion of the person’s income that they would have received from their employer. It can also help cover medical expenses and provide a more comfortable living situation while recovering from an unfortunate event. This blog post will discuss five common long-term disability insurance claims and how Hankey Law Office can assist you with each one!
1) Cancer Treatment
Cancer treatment is one of the most costly and extensive medical treatments that a person can receive. This means that it is also common for cancer patients to run into trouble with their long-term disability insurance claims.
2) Auto Accidents
Another common long-term disability insurance claim is due to an auto accident. This type of injury can take a very long time to recover from and requires extensive medical treatment in many cases.
3) Psychiatric Disorders
Psychiatric disorders can range from mild panic attacks to severe schizophrenia. Many insurers have a very narrow definition of what qualifies as a psychiatric disorder and may even require additional testing before approving certain claims.
4) Work-Related Injuries
The vast majority of long-term disability insurance claims are due to work-related injuries. This is because many people rely on their jobs as the sole source of income in today’s economy, making it incredibly difficult to pay bills if they cannot return to work!
While strokes are not very common, they require extensive medical care and can leave people unable to return to work for months or even years after the event.
If you have experienced any of these issues in your life, Hankey Law Office is here to help! You may be able to recover lost wages due to an on-the-job injury or illness by filing a long-term disability insurance claim. Attorneys at this firm have years of experience handling these types of claims for individuals all across the country. So, you can get in touch to learn more in a smooth and hassle-free way!